Understanding VA Loans — The Power of No Down Payment

If you’re an active-duty service member, veteran, or eligible surviving spouse, the VA loan is one of the best benefits available to you.
💡 Why It’s So Powerful:
- 0% down payment required in most cases
- No private mortgage insurance (PMI)
- Competitive interest rates
- Flexible credit guidelines
VA loans are backed by the Department of Veterans Affairs, which gives lenders confidence and allows you to qualify more easily — even with less-than-perfect credit.
At Bluegrey Mortgage, we’re proud to help our military families achieve homeownership with programs that honor their service.
🎖️ Ready to use your VA benefits? We’ll help you every step of the way.