Many buyers assume that when more homes hit the market, prices will immediately fall. While increased inventory gives buyers more options, it doesn't necessarily mean home values will decline.
In fact, the Federal Housing Finance Agency (FHFA) reported that national home prices were still up 2.2% year over year through May 2026, showing that prices continue to appreciate in many markets.
As inventory grows, buyers often have:
This creates a healthier, more balanced market—even if home prices remain relatively strong.
National trends don't always reflect what's happening in your local market. Some neighborhoods may still experience multiple offers, while others offer buyers more room to negotiate.
That's why it's important to work with a knowledgeable mortgage and real estate team that understands local conditions.
At Bluegrey Mortgage, we help buyers understand today's market, evaluate financing options, and make confident decisions based on both national trends and local opportunities. Contact us today to learn how current market conditions could work in your favor.
