Seller-Paid Buydowns — A Win-Win in Today’s Market

Did you know sellers or builders can help lower your interest rate? It’s called a seller-paid buydown, and it’s becoming one of the most powerful negotiation tools in today’s real estate market.

? How It Works:

• The seller contributes funds at closing.
• Those funds are used to temporarily or permanently buy down your mortgage rate.
• You enjoy lower monthly payments — without paying extra out of pocket.

It’s a win for both sides:

• Buyers get affordability and comfort.
• Sellers attract more offers in a competitive market.

At Bluegrey Mortgage, we’ll coordinate with your agent and the seller to structure the buydown correctly — maximizing your benefit while keeping your contract clean.

Thinking about negotiating a buydown on your next home? Let’s make it happen.